We have several flowcharts to walk you through steps of the medicare process as well as provide answers to your specific questions. Feel free to see an example under the button…. click here below.

Will I Be Enrolled Automatically In Medicare?

This question has several answers. As will all medicare questions the answer starts with, it depends. Follow this map to see what your specific situation brings you. click here

When are the Medicare enrollment periods?

If the Medicare enrollment rules are not followed correctly, clients may be subject to significant penalties. It is important to understand available options, applicable deadlines, and a client’s unique circumstances in order to properly enroll in Medicare and avoid penalties.

To help make this analysis easier, we have created the “Will I Avoid Medicare Enrollment Penalties?” flowchart. It addresses some of the most common issues that clients face, including:

• Impact of employee headcount for those covered under an employer plan

• Special Enrollment Period rules

• Penalties for delaying Part A, B, & D

• How a creditable drug plan could impact Part D late enrollment penalties

Updated 11/15/2021

Will I Avoid IRMAA Surcharges On Medicare Part B & D?

Planning around Income-Related Monthly Adjustment Amount (“IRMAA”) surcharges has become more important as the Medicare premium increase amount has grown in recent years. While on the surface the concept is pretty straightforward, there are a few issues that can cause an unexpected wrinkle for your clients. It can be difficult to avoid pitfalls, and to recognize when a client may be able to request an exception from the IRMAA surcharge.

To help make this easier, we have created the “Will I Avoid IRMAA Surcharges On Medicare Part B & Part D” flowchart. It addresses some of the most common issues that arise for a client on Medicare, including:

• IRMAA surcharges for Part B and Part D based on MAGI ranges

• Situations to request an exception and the form to complete

• Relevant tax year for the surcharge calculation

Will I Avoid IRMAA Surcharges On Medicare Part B & D?

Planning around Income-Related Monthly Adjustment Amount (“IRMAA”) surcharges has become more important as the Medicare premium increase amount has grown in recent years. While on the surface the concept is pretty straightforward, there are a few issues that can cause an unexpected wrinkle for your clients. It can be difficult to avoid pitfalls, and to recognize when a client may be able to request an exception from the IRMAA surcharge.

To help make this easier, we have created the “Will I Avoid IRMAA Surcharges On Medicare Part B & Part D” flowchart. It addresses some of the most common issues that arise for a client on Medicare, including:

• IRMAA surcharges for Part B and Part D based on MAGI ranges

• Situations to request an exception and the form to complete

• Relevant tax year for the surcharge calculation

Updated 1/10/2022